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The #1 Mistake Most Members Make...
Cancer treatment costs can be very high. Please don't be fooled into thinking you already have enough insurance to cover cancer.
Most insurance does not cover all of the costs to treat cancer. Even if you have Medicare, Medicaid, or a private major medical plan, chances are you'll have to pay some of the bill. Even for simple Type One cancers, your share may run into thousands of dollars.
It's painful to see a nest egg built by the sweat of your brow over many years wiped out in just a few months.
That's why the Good Sam Club created the Good Sam Cancer Care Plan1. We wanted to send you cash benefits - up to a lifetime amount of $300,000.002 - if you're caught in a battle with cancer.
Cash Benefits Sent To Members Diagnosed With Cancer
Good Sam Cancer Care helps with just about every aspect of your treatment: hospitals, operations, doctors, drugs and more.
Plus, we send the cash benefits directly to you - not to the doctors, the hospitals or anyone else. (Cash benefits may be sent to the provider if you'd like.)
Benefits Sent Even If You DON'T Have Cancer...
Yes - you read that right! We'll send money even if you don't have cancer.
This is because the best way to beat cancer is to catch it early. So we'll help pay for covered outpatient diagnostic tests for cancer for you and your covered dependents. We'll pay you $30.00 for each insured member of your family that has a test this year. And next year. And every year after that, while you're in the plan.
We'll pay whether the test is negative (which we hope it will be) or positive. And if it's positive, you'll have additional cash benefits to help with your treatment and recovery.
Sign Up Now!
1. Underwritten by Monumental Life Insurance Company, Cedar Rapids, IA
2. Plan pays up to $300,000.00 Lifetime maximum subject to specific plan benefit schedules, limitations and individual benefit maximums.
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Money To Detect Cancer AND To Treat And Speed Your Recovery
This valuable plan was tailored specifically for eligible Good Sam Members. It sends cash benefits directly to you – paid in addition to any other insurance payments you might receive including from Medicare or any private Major Medical plan.
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Help Detect Cancer
Early detection greatly improves your likelihood of beating cancer. We encourage you to have annual cancer screenings. So much so, we will help pay for them. Once a year, and every year, we will pay you $30.00 for most outpatient diagnostic procedures that will aid in the detection of cancer.
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Treat and Speed Your Recovery
If cancer is ever detected, we will pay you for many services used in your treatment. These include...
- Hospital Room and Board, Basic Benefit: $60.00 per day for the first 10 cumulative days of each period of hospital confinement; $40.00 per day for each cumulative day of such confinement thereafter, through the 90th day.
- Hospital Room and Board, Extended Benefit: Starting with the 91st day of cumulative hospital confinement, the plan will pay 100% of the actual charges for care and treatment, without any deduction for sums already paid, up to $5,000.00 per month. The plan pays up to a total lifetime maximum per insured of $300,000.00. (Note: Periods of hospitalization separated by less than 90 consecutive days count toward the same benefit period.) This benefit is in lieu of all other benefits.
- Drugs and Medicines while Hospitalized: 10% of the Hospital Confinement Daily Benefit.
- Drugs and Medicines while Outpatient: 50% of actual charges for drugs and medicines prescribed by the attending physician and administered for outpatient cancer treatment subject to a $50.00 deductible per calendar year up to lifetime maximum of $500.00. This benefit is unavailable in FL.
- Ambulance: Lifetime maximum of $1,000.00. Actual charges of licensed ambulance company for transportation to and from the hospital, up to $75.00 per illness period.
- Attending Physician: Up to $15.00 per day for doctor’s visits other than the operating surgeon while hospitalized; maximum of $1,000.00 per illness period.
- Nursing Service: Up to $25.00 per day for Registered Graduate Nurse or Licensed Practical Nurse for private care when required by the attending physician. Maximum of $2,250.00 per illness period.
- Chemotherapy, X-Ray, Radium, and Cobalt Therapy: Up to $100.00 per day as needed with lifetime maximum of $2,000.00. Actual charges for such treatment including diagnostic X-ray or other diagnostic procedures.
- Anesthesia: Up to 20% of actual charges. Skin Cancer -- $25.00.
- Blood and Plasma: Actual charges for pints of blood and plasma, up to a lifetime maximum of $750.00. There is no lifetime maximum that applies to leukemia (subject to the overall policy maximum).
- Surgery with Pathologist's Diagnosis: Cover’s 10% of actual charges up to $750.00 per surgical procedure. Skin cancer -- maximum benefit per initial incision -- $125.00. Maximum benefit per additional incision -- $62.50.
All Good Sam Members and spouses under age 80 (under 65 in California) will be accepted as long as he or she has not had a diagnosis or treatment of cancer (except skin cancer) in the 10 years (12 months in TX, 7 years in MD) before enrollment. Members and spouses who have had skin cancer in the past 10 years are able to enroll.
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Monthly Rates Reserved For Good Sam Members & Spouses
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Member Only
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Member & Spouse
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Because this is a group plan – negotiated on behalf of nearly 1,000,000 Good Sam Members – you pay only economical group rates. These are probably lower than you’d pay as an individual. For example, if you’re under age 50, you pay only $5.04 a month. That’s 17 cents a day. You can include your spouse, too, for 6 cents a day more. That’s 23 cents a day.
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Benefits will be paid for Cancer diagnosed and treated within the first 30 days the Covered Person has been insured. Expenses for such treatment are payable only if incurred after coverage has been in force for 12 consecutive months from the Effective date. No benefits will be payable for the Covered Person’s Pre-Existing Conditions. They are defined as a Cancer except skin cancer that was positively diagnosed within 10 year(s) prior (12 months in TX., 7 years in MD.) to the Covered Person’s Effective Date of Coverage under this Policy, or the Effective Date of Benefit Increase, or a Cancer for which treatment has been received before the Covered Person has been insured for 30 days from his/her Effective Date of Coverage or the Effective Date of Benefit Increase. (Excludes AZ, MO, NH, OK, TX, WI and WY.)
TO KEEP RATES AS LOW AS POSSIBLE:
As part of our ongoing effort to hold costs as low as possible, this Good Sam Plan is intended to provide coverage for treatment of cancer only. Benefits will not be paid under this policy and any attached rider for any expenses which result from these Exclusions: Injury or sickness other than cancer; expenses the covered person is not legally obligated to pay or those charged only because the covered person has insurance, treatment or services performed outside the United States, skin cancer as defined in the policy. The policy pays the state benefits for loss resulting from definitive cancer treatment. Cancer is defined as a disease manifested by the presence of a malignant neoplastic disorder characterized by the uncontrolled growth and spread of malignant cells, the invasion of tissue, leukemia, or Hodgkin’s disease. This is a cancer only policy.
These materials provide a brief description of the benefits available. Complete details may be found in the Group Master Policy Form No. CA1000GPM, Policy No. MZ0910479H0000A, Certificate Form No. CA1000GCM, CA1000GCM.FL, CA1000GCM.MO, CA1000GCM.TX, CA1000GCM.WI. Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence.
Group Master Policy Form No. CA1000GPM, Policy No. MZ0910479H0000A
Underwritten by: Monumental Life Insurance Company, Cedar Rapids, Iowa.
John B. Wigle, License No. 0482924
Administered by:
A.G.I.A., Inc.
P.O. Box 26840, Phoenix, AZ. 85068-6840
Questions? Call toll-free 1-866-331-0165
#: 22245492
IMPORTANT NOTICE TO PERSONS ON MEDICARE
THIS POLICY OR CERTIFICATE DUPLICATES SOME MEDICARE BENEFITS
This is not a Medicare Supplement Insurance Policy
This policy or certificate provides limited benefits, if you meet the policy conditions, for hospital and medical expenses only when you are treated for one of the specific diseases or health conditions listed in the policy or certificate. It does not pay your Medicare deductibles or coinsurance and is not a substitute for a Medicare Supplement insurance policy.
This policy or certificate duplicates Medicare benefits when it pays:
- Hospital or medical expenses up to the maximum stated in the policy
Medicare generally pays for most or all of these expenses.
Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:
- Hospitalization
- Physician services
- Hospice
- Other approved items and services
Before You Buy This Policy
- Check the coverage in all health insurance policies you already have.
- For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.
- For help in understanding your insurance, contact your state insurance department or state senior insurance counseling program.
30-Day Free Review
You have 30 days from the date you receive your Certificate of Insurance to decide if you want to keep this important Good Sam benefit program. Once you receive your Certificate, please look it over carefully.
If you decide this is not what you want, just contact the plan administrator within 30 days to cancel your coverage. You'll receive a full refund of any premiums paid - and your coverage will be cancelled - with no hassles and no questions asked.
For Good Sam Members
You are guaranteed acceptance into this plan if you're a Good Sam Member (or the spouse of a Member), you're under 80 (under 65 in CA), and you've been free of cancer (with the exception of skin cancer) for the last 10 years (12 months in TX., 7 years in MD.).
If you meet these requirements, YOU CANNOT BE TURNED DOWN. Even if cancer runs in your family. Even if you suffer with other medical problems. And you will pay the same affordable group rate as everyone else in your age group.
Your coverage starts on the first day of the month following receipt of your online Enrollment Form and first premium payment. Once your Good Sam Cancer Care protection is in force, you cannot be singled out for cancellation or a rate increase*. Plus, you can keep your coverage as long as you'd like provided you pay the premiums, Master Policy No. MZ0910479H0000A remains in force and you remain a Good Sam Member.
* Premiums can be increased if they are increased for the entire group.
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| Take up to 30 days to look it over. If it’s not what you had in mind, mail back the Certificate for a 100% refund. |
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