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Travel Accident Insurance

$5,000 coverage at NO-COST-TO-YOU

As a special "thank you" for your Good Sam Membership

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Travel Accident No Cost

As a special "thank you" for your Good Sam Membership, you're now eligible to receive $5,000.00 in NO-COST-TO- YOU accidental death insurance to cover you while you're traveling in your RV, 5th Wheel, or at a campground. This costs you nothing and is paid for by Good Sam Life & Health Solutions as a member benefit. But your confirmation of acceptance is required. Acceptance is GUARANTEED. Please activate this important Member Benefit.

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This member benefit is yours at NO-COST-TO-YOU. Acceptance is guaranteed so you (and your spouse) cannot be turned down!

Good Sam members are on the move. And your “on-the-move” lifestyle puts you more at risk for a serious accident. So Good Sam authorized an important $5,000.00 member benefit… which can provide a $5,000.00 cash benefit if you’re in a covered fatal accident while traveling in your RV or stopped at a campground.

This member benefit is yours at NO-COST-TO-YOU. Acceptance is guaranteed so you (and your spouse) cannot be turned down. As long as you and your spouse are under age 70, you can both confirm this complimentary coverage. Plus, you can rest assured because your No-Cost To You protection stays in full force as long as you remain a Good Sam member and the master policy remains in force.

Plus: Additional Coverage for Good Sam Members Builds Even Stronger Protection for Your Day-To-Day Life.

Your $5,000.00 No-Cost-To-You coverage is important protection when you’re using your RV or at a campground. But for many Good Sam members, it’s just a start. That’s why you’re also authorized for $200,000.00 in additional coverage for covered private vehicle accidents to add an even stronger layer of protection when you’re traveling in your everyday life. PLUS you will receive an additional $200,000.00 for covered common carrier accidents, a total of up to $400,000.00 in cash benefits!*

This additional coverage gives you two advantages: (1) these cash benefits can mean a financial cushion for your loved ones; and (2) protection for more types of common travel accidents, in your car, your bike, or even your RV, helps give you even more peace of mind. Plus, you are also eligible for:

  • ACCEPTANCE IS GUARANTEED. Thanks to your standing as a Good Sam Member, you cannot be turned down as long as you and your spouse are under age 70. Regardless of any health issues you may have had in the past.
  • NO MEDICAL EXAM NEEDED. You do not need a physical. You will not answer medical questions. You will not need to fill out long forms to qualify. Just mark the additional coverage you want when you confirm your NO-COST-TO-YOU protection.
  • PAYS REGARDLESS OF ANY OTHER INSURANCE. This program will pay the full benefit amount you’re entitled to… no matter what other coverage you may have.

Whenever you’re on the go: Driving to work. Traveling to visit a friend. Running errands like getting the groceries or picking up dry cleaning. Taking a vacation. Riding a bike around town.

*All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.



After you complete your enrollment, then you and your spouse will each receive $5,000.00 in cash benefits if either of you fall victim to a covered accident while you’re driving your RV or staying at a campground. You’ll both automatically be covered with a $100.00-a-day hospital stay benefit and $25.00 for each emergency room visit caused by a covered accident when you’re traveling in your RV or at a campground.





Cash Benefit For You

Cash Benefit For Your Spouse

A Day For Hospital Stays* Up to $3,100.00/month or up to $36,500.00/year. 730-day benefit maximum

For Each E.R. Visit*

*(Due to Covered Accidents)


Adding your $400,000.00 additional benefits to your $5,000.00 NO-COST TO YOU coverage certainly means more money for your loved ones. But your additional coverage also includes the following benefits that make it an even better value for you:

  • $200,000. CASH BENEFITS PAID to your beneficiary if you fall victim to a covered fatal crash in a private passenger vehicle (either as the driver or a passenger).
  • PLUS $200,000.000 if you’re in a fatal accident while traveling in a taxi, airplane, train, bus, cruise ship or any other type of public transportation. A total of $400,000.00 in cash benefits.
  • $500.00-A-DAY CASH BENEFITS PAID for every day you’re treated as an inpatient in a hospital because of a covered accident. Benefits paid directly to you for up to 365 days.
  • $11.26 A MONTH, THAT’S JUST 38¢ A DAY. Thanks to Good Sam’s 1.5 Million member buying power, we held the cost to add your up to $400,000.00 in increased benefits as competitive possible. $11.26 a month sets everything up for you. That’s 38¢ a day. Another 16¢ a day adds your spouse as well.
Benefit amounts reduce by 50% at age 75, regardless of age at enrollment.


Monthly Rates For Good Sam Club Members & Spouses



Up to $400,000*


Member Only

$11.26 ($.38 a day)

No Cost to You

Member & Spouse

$16.10 ($.54 a day)

No Cost to You

Rates include a $2.00 administration fee.

*Benefit amounts reduce by 50% at age 75, regardless of age at enrollment.

Frequently Asked Questions

Why activate the $5,000 no cost to you benefits?

Because Good Sam Members are "on-the-move" people. With our active outdoor lifestyles, we’re often "out and about" in RV’s, cars, planes, buses, taxis, trains, ships, ferries and more. So we set up this plan as an extra-mile program to help protect Good Sam families in exactly those situations.

How can Good Sam set up such a program for $11.26 a month?

The Good Sam Travel Accident policy offers group rates that leverage the buying power of its 1.5 million members.

Why does Good Sam recommend member and spouse coverage option?

Because your spouse is probably on the go about as much as you. Since no one can predict whom or when an accident will occur, Good Sam urges all Members to strongly consider the member and spouse option when you enroll in The Good Sam Travel Accident policy.

I already have insurance. How does this policy work with any other protection I’ve already set up?

Your family can collect the full cash benefits – REGARDLESS of any other insurance proceeds from a medical plan, life insurance, workers’ compensation or any other program.

What if I decide The Good Sam Travel Accident policy isn’t right for me?

There’s no obligation with the program’s no obligation FREE LOOK. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete refund of any premium you’ve paid.



In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.


The Insured's accidental loss of life benefits will be paid in accordance with the beneficiary designation in effect at the time of payment. If there is no such designation or no surviving beneficiary, the loss of life benefits will be paid in one lump sum to the first surviving class of the following classes of beneficiaries: a) lawful spouse; b) child(ren), in equal shares; c) parents, in equal shares; d) siblings, in equal shares. If there is no surviving member of any of the above classes, the benefits will be paid to your estate. Any payment made in good faith will fully discharge us to the extent of that payment. You may change your beneficiary at any time by notifying the administrator Good Sam Life & Health Solutions headquarters in writing.

Good Sam Life & Health Solutions
Underwritten by: Securian Life Insurance Company, St. Paul, MN 55101

Administered by: A.G.I.A., Inc.
P.O. Box 26840
Phoenix, AZ 85068-9960

This brochure provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage are set forth in Policy numbers 9006/9007/9008/9600/9601/9602, policy form series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. This plan may not be available in all states. Availability of this offer may change. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.

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GOOD SAM recommends member and spouse coverage option


Please strongly consider signing up both you and your spouse when you activate your coverage.

You're both guaranteed acceptance in the program. You both drive. You both travel… whether it’s across town for groceries, to another state for family vacations, or across the country for work.

Because there's no telling when (or whom) an accident will strike next, Good Sam recommends member and spouse protection option.