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Travel Accident Insurance

$5,000 coverage at NO-COST-TO-YOU

As a special "thank you" for your Good Sam Membership

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$5,000 Travel Accident Insurance costs you $0, and your acceptance is guaranteed

Simply enroll now, and Good Sam Life & Health Solutions will pay for $5,000 of Travel Accident basic coverage for you. Designed for travelers, this insurance covers you in the event of a covered accidental death while you're traveling or at a campground in your RV or 5th Wheel. (Also see Expanded Coverage below for protection while traveling anywhere, in a private vehicle or common carrier.)

At no cost to you:

$5,000 cash benefit paid should you be fatally injured in a covered accident

$100 a day for hospital stays due to a covered accident; up to $3,100/month, $36,500/year

$25 for each E.R. visit due to a covered accident

Additional Paid Coverage:

PLUS up to $400,000 expanded coverage, at your option – please read on.

No Cost Travel Accident Tabbed Details


Your on-the-move Good Sam lifestyle puts you more at risk of a serious accident while traveling. So Good Sam authorized this important $5,000 member benefit should you be involved in a covered accident while traveling in your RV or stopped at a campground.

Your acceptance is guaranteed; you cannot be turned down – just enroll today, and you’re in!

Your protection stays in force as long as you remain a Good Sam member and the master policy remains in force.

Up to $400,000 expanded coverage beyond the RV and campground
can also be yours – at 38 cents a day
for member coverage, or
54 cents a day for member and spouse. That's $11.26 a month for you or $16.10 a month for you and your spouse.

Expanded Coverage
Expanded coverage protects you whenever you’re on the go, in any vehicle. Whether driving to or from work … running errands … picking up the kids … traveling to visit friends or family … or taking a vacation.

Expanded coverage can provide you:

$200,000 additional cash benefit for a covered accident in a covered private vehicle

Plus an additional $200,000 for covered common carrier accidents

For a total of up to $400,000 in cash benefits

Benefit amounts reduce by 50% at age 75, regardless of age at enrollment.

YOUR ACCEPTANCE FOR BOTH BASIC AND EXPANDED COVERAGE IS GUARANTEED. Thanks to your standing as a Good Sam member, you cannot be turned down.

NO MEDICAL EXAM. You do not need a physical. You will not answer medical questions. You will not need to fill out long forms to qualify. Just mark the additional coverage you want when you confirm your basic, no-cost-to-you protection.

PAYS REGARDLESS OF ANY OTHER INSURANCE. This insurance will pay the full benefit amount you’re entitled to … no matter what other coverage you may have.

See the RATES tab to select your coverage, then

Plan underwritten by Securian Life Insurance Company



After you complete your enrollment, if you fall victim to a covered accident while you’re driving your RV or staying at a campground, you’ll be covered with:

Cash Benefit For You

$100 a day
For hospital stays due to a covered accident; up to $3,100/month, $36,500/year, up to 730 days benefit maximum

For each E.R. visit due to a covered accident


$200,000 CASH BENEFIT PAID to your beneficiary if you were to suffer a covered fatal crash in a private passenger vehicle (either as the driver or a passenger)

PLUS $200,000 if you’re in a fatal accident while traveling in a taxi, airplane, train, bus, cruise ship or other types of public transportation

• A total of up to $400,000 in cash benefits

$500 A DAY CASH BENEFITS PAID for every day you’re treated as an inpatient in a hospital because of a covered accident. Benefits are paid directly to you for up to 365 days.

Thanks to Good Sam’s 1.5 million member buying power, we kept the cost to add expanded benefits up to $400,000 as competitive as possible:

$11.26 a month sets everything up for you. That’s 38 cents a day.
Another 16 cents a day or $16.10 a month adds your spouse as well. See RATES tab for a summary.

Benefit amounts reduce by 50% at age 75, regardless of age at enrollment.

See the RATES tab to select your coverage, then

Plan underwritten by Securian Life Insurance Company


Monthly Rates For Good Sam Members & Spouses Summary:




Up to $400,000*

Member Only

No cost to you

$9.26 (31¢ a day)

Member and  Spouse


$14.10 (47¢ a day)

The rates shown do not include a $3.50 administrative fee per premium payment for direct bill payment, or a $3.00 administrative fee per premium payment for credit card payments, or a $1.25 administrative fee per premium payment for automatic bank deduction.

* Benefit amounts reduce by 50% at age 75, regardless of age at enrollment.

Plan underwritten by Securian Life Insurance Company

Frequently Asked Questions

Why activate the basic $5,000 coverage?

Because it costs you nothing, and provides protection you might as well have if you travel often by RV.

And whether you have an RV or not …

Even if you don’t have an RV, the basic coverage gives you the option to add expanded coverage that protects you as one of the many Good Sam “on-the-move” members. With your active outdoor lifestyle, you’re often “out and about,” whether in an RV, SUV, truck, car, bike, plane, bus, taxi, train, ship, ferry – and whether private or public.

How can Good Sam set up Expanded Coverage for $11.26 or $16.10 a month?

These group rates leverage the buying power of Good Sam’s 1.5 million members.


Why does Good Sam recommend coverage for both member and spouse?

Your spouse is probably on the go about as much as you. Since no one can predict when an accident will occur or to whom, Good Sam urges all members to strongly consider the member and spouse option when you enroll in the Good Sam Travel Accident policy.


I already have insurance. How does this policy work with any other protection I’ve already set up?

Your family can collect the full cash benefits – REGARDLESS of any proceeds from any other insurance.


What if I enroll, then decide the coverage isn’t right for me?

There’s no obligation with the program’s no obligation FREE LOOK. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete refund of any premium you’ve paid.

See the RATES tab to select your coverage, then

Plan underwritten by Securian Life Insurance Company



In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.


The Insured's accidental loss of life benefits will be paid in accordance with the beneficiary designation in effect at the time of payment. If there is no such designation or no surviving beneficiary, the loss of life benefits will be paid in one lump sum to the first surviving class of the following classes of beneficiaries: a) lawful spouse; b) child(ren), in equal shares; c) parents, in equal shares; d) siblings, in equal shares. If there is no surviving member of any of the above classes, the benefits will be paid to your estate. Any payment made in good faith will fully discharge us to the extent of that payment. You may change your beneficiary at any time by notifying the administrator Good Sam Life & Health Solutions headquarters in writing.

Good Sam Life & Health Solutions
Underwritten by: Securian Life Insurance Company, St. Paul, MN 55101

Administered by: A.G.I.A., Inc.
P.O. Box 26840
Phoenix, AZ 85068-9960

This brochure provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage are set forth in Policy numbers 9006/9007/9008/9600/9601/9602, policy form series 17-50925. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. This plan may not be available in all states. Availability of this offer may change. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.


See the RATES tab to select your coverage, then

Plan underwritten by Securian Life Insurance Company

Plan underwritten by Securian Life Insurance Company

No Cost Travel Accident Sidebar Content

Good Sam recommends member and spouse coverage.

You probably both drive and travel, you're both guaranteed acceptance in the program, and there’s no telling when (or to whom) an accident will strike next.